Housing Industry Data Map

Round 1: Data Driven - Solutions for informed decision-making

PDF Version (476KB)

This map represents an overview of the data available in the housing industry which is being shared with applicants of the Housing Supply Challenge for information purposes only. As such, CMHC is making no representation or warranty as to accuracy of the information contained in this data map.

An accessible HTML version of the map appears below.

Data segments that share common themes were grouped into 10 over-arching categories:

Insurance

Insured mortgage data collected by mortgage insurers in the industry through their respective insurance program

Insured

Insurance Operations

High Ratio
Initial Application
Ongoing Performance
Portfolio
Initial Application
Ongoing Performance
Insured
Other Morgage Insurers
Uninsured
Approved Insurance Framework (AIF) Data Collection
Non Approved Issuer Data

Securitization & Funding

Mortgage data related to mortgage securitization and financial institution funding mechanisms

Insured

Securitization Operations

National Housing Act Mortgage – Backed Security (NHA MBS)
Initial Application
Ongoing Performance
Uninsured

Securitization Operations

Registered Covered Bonds
Initial Application
Ongoing Performance
Uninsured
Unregistered Covered Bonds
Residential Mortgage-Backed Securities (RMBS)
Balance Sheet (e.g. Deposits)
Whole Loan Sales

Lender Operations

Customer data collected by lenders pertaining to their operations across different functional areas and product offerings

Additional Customer Data (e.g. not provided for insurance or securitization e.g. occupation, credit card / purchase history)

Social Development

Data from project funding and applications submitted for housing programs related to social development

Insured

Programs

Multi
Social
Affordable
Homeowner
Uninsured

Federal Programs

Rental Construction Financing
First-TimeHome Buyer Incentive
Unmortgaged Property

Housing

Data broadly related to property, home insurance, sales, and rental activity trends

Property Registration

Underwriting of Multi-Unit Buildings
Core Public Infrastructure
Existing Homes by Type, Size & Location
Canadian Housing Statistics Program
Census: Dwelling Characteristics
Property Characteristics & Assessment Data
Property Attributes
Retirement Homes
Purpose
Seniors’ Housing Survey

Sales

Property Sales & Assessment
New/Resale Home Market
Current/Future Property Supply
Property Sales in CMAs
National Residential Statistics
Housing Market Forecasts
New/Active Listings
Property Sales in Quebec
House Price Forecasts

Rental

Condominium Apartment Rent Survey
Condominium Apartment Vacancy
Urban Rural Rental Market
Household Rent Survey

Pricing & Affordability

Median Property Price
Property Pricing
RPS House Price Index
Property Market Value
MLS House Price Index
New Housing Price Index
Residential Property Values
House Price Index
Housing Affordability Index

Homeowners Insurance


Mortgages

Data broadly related to loan trends in the Canadian market, including but not limited to outstanding balance, payment, rates, and ratios

Fraud

Interest Rate

Mortgage Rates

Loan Provider

Consolidated Balance Sheet

Payment

Scheduled Payment
Down Payment Sources
Average Down Payment

Arrears

Residential Mortgages in Arrears
Arrear Rates
Insolvency Bankruptcies
Claim Dates & Amount
Arrears by Duration

Ratios

Loan-to-Value Ratio
GDS Ratio
Equity Ratio

Outstanding Loans

Outstanding Mortgage Balance
Mortgage Loans Reports
Outstanding Balance of Total Mortgage
Lenders Financial Reports
Non-Bank Mortgage Lender
Mortgage Investment Corporation Survey

Households

Data broadly related to Canadian household spending and demographic trends

Spending

Credit Card Statistics
Transaction by Delivery Channel
Home Buyer’s Motivation
Canadian Financial Monitor
Survey of Household Spending

Demographic

Mortgage Consumer Survey
Prospective Home Buyers
Household Income
Household Size
Population by Age/Education
Household Characteristics
Population in Core Housing Need

Macroeconomic

Data broadly related to macroeconomic indicators & forecasts

Indicators

Inflation
Consumer Price Index
Interest rate
Labour Force Survey
Consumer Confidence

Forecasts

Metropolitan Economic Forecasts
Provincial Economic Forecasts
Canadian Economic Forecasts
Economic Scenarios (ESG)

Housing Development

Data broadly related to building permits and new construction trends

Development

Building Permits
Housing Starts & Completions
Survey Mapping Application

Credit

Data broadly related to mortgage and consumer credit trends as well as credit reporting

Conditions

Consumer Credit
Residential Mortgage Credit
Mortgage & Consumer Credit Trend

Report

Personal Information
Credit Score/ History
Banking Information

Date Modified: 2020-10-22